Colorado Association of REALTORS | Saving for a Down Payment
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Saving for a Down Payment Tag

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How to Overcome the Biggest Obstacle to Home Ownership

Raising enough cash for a down payment is often the biggest hurdle for homebuyers.   According to some estimates, it can take up to 15 years for people to save towards the purchase of a home, especially with conventional mortgages, which require anywhere between 5 to 20 percent down. If you’re trying to buy a $400,000 house, that could equate to $80,000 in cash you...