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truth in lending Tag

CFPB Proposes Delay of Implementation of TRID to Oct. 1st

Posted on June 18, 2015
Consumer Awareness, General, Government Affairs, NAR, REALTOR® News

On Wednesday, June 17th, the CFPB announced they would propose an amendment to delay the implementation of the TRID (TILA RESPA Integrated Disclosure) from August 1 to October 1st. The Consumer Financial Protection Bureau’s announcement means a two-month delay for the implementation of the new Truth in Lending Act and Real Estate Settlement Procedures Act Integrated Disclosure regulation, also known...

Fed Moves to Simplify Mortgage Loan Process

Posted on November 22, 2013
Consumer Awareness, REALTOR® News

New rules take effect in 2015. The Consumer Financial Protection Bureau has enacted a new rule that will require the banking industry to provide consumers with easy-to-understand loan information; and remove old, monotonous provisions that complicate the home buying process and confuse buyers. The most significant change makes it a requirement for originators to provide easy access to basic information such as...

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